The period after a serious auto accident can be a frightening and stressful time period due to the sizable damages and expensive medical care that may be required. As a result, it is important for victims of these accidents to have well-developed understandings when it concerns the steps they should be taking to minimize the risk of making mistakes or omissions that could complicate your insurance claim.
What If The Accident Was Caused By Poor Weather Conditions?
There are people that might assume that they will be unable to file a lawsuit or pursue their damages when the accident was the result of poor weather conditions. While the weather can play a major role in determining whether it is safe to drive, it will not remove a person's liability for causing an accident. This is due to the fact that it is the driver's responsibility to adjust their driving to account for the weather and visibility conditions.
Should You Exaggerate Your Injuries Or Damages?
Auto accident victims are often interested in getting the most compensation that they possibly can. While this is an easy to understand goal, it is important to avoid exaggerating or being misleading about the damages that you suffered. If the insurance suspects that you are not being truthful about your damages, they may retain an investigator. When these professionals are able to prove that you are exaggerating your damages or injuries, it could devastate your ability to pursue compensation from the party responsible.
Is It A Good Idea For You To Attempt To Negotiate With The Insurance Yourself?
You might not like the idea of retaining an attorney due to the costs and fears of being involved in lengthy litigation. However, you should always avoid the mistake of attempting to negotiate with the issuance without professional help. This representative from the insurance will have ample experience with negotiating claims, and they will likely attempt to get you to settle for much less than what your claim is actually worth. Having an attorney represent you throughout the process will help ensure you are adequately represented during these sensitive discussions.
What Should You Do If The Other Driver Does Not have Auto Insurance?
There will be instances where the other driver may not have had an active insurance policy on their vehicle. While it is illegal to operate a car without being adequately insured, it is a mistake that many people will make due to economic reasons or simply due to apathy. Without having an addendum specifically for uninsured motorists, you only option for recovering your damages will be through filing a lawsuit. Contact a lawyer, such as from Speers Reuland & Cibulskis, P.C., for more help.